Boost your cover No Claim Discount Protection If you have a minimum of 4 years no claim discount, with no more than one fault claim within the past three years for all drivers combined, then you will be eligible to purchase No Claim Discount Protection.
Having No Claim Discount Protection means that your No Claim Discount NCD will not be affected by: One claim made during the current period of cover, or by Two claims arising in the three preceding years of insurance You will cease vhat be eligible for the benefit if claims exceed the above. However your premium may still increase following a claim.
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Breakdown cover Breakdown cover is one of those things you're glad to have when things go wrong. Guaranteed Hire Car Plus We'll keep you moving with a similar physical sized hire car to your own, plus: Choose one of our approved repairers and you can keep it until your car is fixed. You'll still get a hire car for up to 21 days in a row if yours is written off, stolen or you prefer to use your own garage.
Comes as an optional extra only with Comprehensive. New policy Your Direct Line car insurance quote is a reflection on how likely you are to make a claim and how expensive that claim could be.
It"s based on several different factors relating to you, your car and surroundings. Driver age and experience On average, experienced drivers are less likely to have an accident compared fre newer drivers.
However, reported statistics indicate that the risk of being involved in an accident increases after the age of 70, and drivers over 70 and especially over 80 years, are more likely to be at fault when they crash. Where you live Some areas are riskier than others.
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Accidents ,ine more likely if you live in an area with relatively high traffic levels. The higher s of pedestrians in cities can also increase the likelihood of injured parties. What you do for work Your job could influence the hours you work, the time you travel and the amount of driving you do.
Regulatory changes These are changes made by the Government, such as larger payouts lne the removal of legal costs for specific claims. Traffic levels The level of traffic on UK ro will change over time, influenced by things like the cost of petrol. When overall levels of traffic change, so do overall levels of claim frequency. Type of vehicle you drive Your car"s value, engine size and desirability could increase the risk of it being stolen or the cost of it being repaired.
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How far you drive The more miles you drive, the more likely you are to be involved in an accident. claims lpng convictions It"s important you tell us about these events, or else it could invalidate your policy should you need to make a future claim. Industry trends This could include higher prices for parts and labour, patterns in car theft and the types of claims being made.
Renewal policy There are many reasons why the cost of your car insurance premium may have changed on renewal, with some having a bigger impact than others. Your premium is based on several factors relating to you, your car and your surroundings. This could for any big changes to the cost of your premium.
Claims or convictions Your claims and conviction history is taken into consideration when pricing your policy. Policy premiums will reflect such changes. What do I need to get a car insurance quote?
Car details Your car's registration or its make, model and yearas well as its value, purchase date and annual mileage. Personal details Your address, driving info, claims and other named drivers on your policy. Linne start date An inaccurate or change in start date may affect your premium. No Claim Discount.